These Terms of Service ("Terms") govern your access to and use of the Trade2Learn application and website (the "Service"), operated by [COMPANY_NAME] ("we," "us," or "our"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
You must be at least 18 years old (or the age of majority in your jurisdiction) and able to form a binding contract to use the Service. By using the Service, you represent that you meet these requirements.
The Service is provided for educational and informational purposes only. It does not provide financial, investment, tax, or legal advice and gives no recommendations to buy, sell, or hold any security. All trading features are simulations using virtual funds. Please read our Disclaimer, which is incorporated into these Terms.
You are responsible for the accuracy of the information you provide, for keeping your password secure, and for all activity under your account. Notify us promptly of any unauthorized use. You may delete your account at any time from within the app, which removes your account and associated data as described in our Privacy Policy.
The Service uses a virtual "coin" system to access certain AI-powered features. Coins are a limited, personal, non-transferable license to access those features. Coins:
Only the generation of new AI content consumes coins; cached results do not. We are not liable for coins lost due to account termination for violation of these Terms.
You agree not to: use the Service for unlawful purposes; attempt to gain unauthorized access to the Service or other accounts; scrape, resell, or redistribute data or content except as expressly allowed; reverse engineer or interfere with the Service; abuse, overload, or circumvent rate limits or security controls; or use the Service to provide financial advice to others.
The Service, including its software, design, and content (excluding third-party data and your own inputs), is owned by [COMPANY_NAME] and protected by law. We grant you a limited, revocable, non-exclusive license to use the Service for personal, non-commercial purposes.
The Service relies on third parties, including AI providers, payment processors, email providers, and market- and public-data sources. We do not control and are not responsible for third-party services or the accuracy of third-party data. Your use may be subject to their terms.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any content is accurate or complete.
TO THE FULLEST EXTENT PERMITTED BY LAW, [COMPANY_NAME] AND ITS OWNERS AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR INVESTMENT LOSSES, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR USD $50.
You agree to indemnify and hold harmless [COMPANY_NAME] from any claims, losses, or expenses arising out of your use of the Service or your violation of these Terms.
We may suspend or terminate your access at any time for any reason, including violation of these Terms. You may stop using the Service and delete your account at any time.
We may modify the Service or these Terms. If we make material changes, we will update the "Last updated" date and, where appropriate, provide additional notice. Continued use after changes take effect constitutes acceptance.
These Terms are governed by the laws of the State of [GOVERNING_LAW_STATE], without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction of the state and federal courts located in [GOVERNING_LAW_STATE] for any dispute not subject to arbitration.
Questions about these Terms: [CONTACT_EMAIL].